Health Insurance Plans (Under Age 65)

If you’re under age 65 and need health insurance, we can help you find a plan that fits your needs and budget. Whether you’re self-employed, between jobs, or no longer covered by an employer, we offer expert guidance on choosing individual health coverage that works for you.

Who Needs Individual Health Insurance?

You may need individual health insurance if:

  • You’re self-employed or a small business owner
  • You’re between jobs or in a waiting period for employer coverage
  • You’ve aged off a parent’s plan and need coverage of your own
  • You’ve lost group coverage due to life events like divorce or relocation

What Do Plans Cover?

Most individual health insurance plans cover:

  • Doctor visits and preventive care
  • Hospitalization and emergency services
  • Prescription drugs
  • Mental health services
  • Maternity and newborn care
  • Pediatric services

We help you explore options both on and off the Health Insurance Marketplace, and determine whether you qualify for subsidies or tax credits to lower your premiums.

Why Work With Us?

Choosing a health plan can be confusing—but we make it simple. We’ll:

  • Help you compare plans and networks from major carriers
  • Explain your benefits and out-of-pocket costs
  • Assist with enrollment and subsidy eligibility
  • Provide year-round support—not just during Open Enrollment

Let Us Help You Find the Right Coverage
Contact us today for a free consultation and personalized health insurance quotes.

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